Online Help (2024)

The cancel method is automatically generated based on the cancel reason. Click on a link below to view an explanation of each cancel method.

Prorate
90% Prorate
Short Rate

Prorate

A method of cancelling a policy where we earn premium based on a flat daily rate.

Explanation: When a policy is cancelled prorate, we earn the cost for the number of days the policy was in force. This is calculated based on a flat daily rate. To calculate the flat daily rate, the total premium is divided by the total number of days in the original policy term, from effective date to expiration date. This rate is then multiplied by the number of days of coverage, from effective date to cancel date.

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90% Prorate

A method of cancellation which returns 90% of the prorate unearned premium for the remainder of the policy term, after the effective date of cancellation.

Explanation: When a policy is cancelled the premium is divided into two categories:

1) the cost for the period the policy was active, and
2) the cost associated with the period the policy was not active, but would have been if not for the cancellation.

We earn the cost of the policy for the active period, and 10% of the non-active period. This is earned because we processed the policy with the expectation that it would run for the full term. The policy did not run for the full term because of the cancellation.

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Short Rate

A method of canceling a policy where the earning percentage is accelerated and more premium is earned at the beginning of a policy term.

Explanation: When a policy is cancelled the premium is divided into two categories:

1) the cost for the period it was active, and
2)
the cost associated with the period it was not active, but would have been if not for the cancellation.

We earn the cost of the policy for the active period, and a certain percent of the non-active period. This is earned because we processed the policy with the expectation that it would run for the full term. The policy did not run for the full term because of the cancellation.

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Online Help (2024)

FAQs

How can I get answers to questions online? ›

Answers
  1. Answers.com. User-powered question and answer platform. ...
  2. Ask a Librarian. Online reference desk service from the Library of Congress. ...
  3. Brainly. Post questions to a community of millions of students and teachers. ...
  4. Chegg Study. ...
  5. Dummies. ...
  6. eHow. ...
  7. PolitiFact. ...
  8. Quora.

What is the proper way to ask for help online? ›

  1. initially be very specific in your questions to avoid too much back and forward questioning and answers.
  2. accept possibly long delays in answers, the person might be busy and might not have prioritised your question. Sometimes a follow up can help, but accept that you might not get a timely response.
Nov 22, 2019

How do I find the answer to my question? ›

Having a question that you don't know the answer to can be frustrating. Luckily, you can use a variety of different tools to solve your inquiry. Depending on the question, you can use a search engine, conduct extensive research, or contact a professional. Before long, you'll be that much closer to finding the answer.

How do I say I need your help professionally? ›

“I've been feeling somewhat overwhelmed with the scope of my responsibilities. I could really use your help on this task if you have a moment.” “Hey Jackson. Would you mind giving me a hand with this report, if you're not too busy?”

Which website gives answers to questions? ›

Comparison of Q&A sites
WebsiteFoundedRegistration required?
Google Answers2002Yes
Google Questions and Answers2007N/A
Gutefrage.net2006Yes
HealthTap2011No
37 more rows

Which AI gives the correct answer? ›

In the world of AI question answering systems, Google Assistant emerges as the best choice. Its accuracy, speed, extensive knowledge base, understanding of context, and user-friendly interface make it a standout performer.

How to ask for help when you are struggling? ›

How to Ask for Help
  1. Think about what you want. We all want to feel supported and understood, especially when things seem out of control. ...
  2. Decide who to talk to. It's important to talk to someone you trust and can speak openly with. ...
  3. Choose the right time and place. ...
  4. How to talk about it. ...
  5. Congratulate yourself.
Apr 24, 2023

How to ask for help without saying it? ›

How To Ask for Help Politely and Professionally
  1. If you have a moment, I'd appreciate your help. ...
  2. If you don't mind, I could use your help… ...
  3. Would you mind helping me? ...
  4. If it's not too much trouble, could you please lend me a hand? ...
  5. Can I trouble you for…? ...
  6. If you're available, I'd be grateful for your assistance.

How do I ask for help to solve a problem? ›

Getting help with problem solving is not a sign of weakness or incompetence, but rather a sign of humility, curiosity, and resilience. When asking for help, you should be clear and concise in your request. Explain the problem and its context, including its purpose, scope, background, and impact.

What is the app that answers questions? ›

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  • Course Hero: AI Homework Help. Education.
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  • Chegg Study - Homework Help. Education.
  • MathPapa - Algebra Calculator. Education.
  • Quizard AI - Scan and Solve. Education.
  • Kadama - Find a Tutor. Education.

How can I get Google to answer questions? ›

On your Android phone or tablet, touch and hold the Home button or say "Hey Google."

How do I get my questions answered on the Internet? ›

Before you start asking others about your question, try a Google search to see what kind of results you get. You can even formulate your search in the form of a question, or you can just search for the keywords. Searching on your own before asking is very important.

What to say instead of help? ›

Synonyms of help
  • assist.
  • aid.
  • support.
  • reinforce.
  • encourage.
  • save.
  • facilitate.
  • back.

How do you reply to "Need Your Help"? ›

You can say something like, “OK. I'm here if you change your mind.” If you're open to helping them in other ways, you can ask if there's anything else you can do to help. If they say “no”, then respect that. If they suggest something else, then of course it's up to you whether to do what they've suggested.

What is the alternative to I need help? ›

Here are other ways to ask for help: Could you give me a hand? Do you mind lending me a hand? I need some assistance.

Is there an AI that can answer questions? ›

One popular example is virtual assistants like Siri, Google Assistant, or Alexa, which are integrated into smartphones and smart home devices. These AI-powered apps use natural language processing and access vast databases to provide answers to user queries on various topics.

Is there an app you can ask questions and get answers? ›

Need to get unstuck? Socratic can help! This learning app, powered by Google AI, helps you understand your school work at a high school and university level. Ask Socratic a question and the app will find the best online resources for you to learn the concepts.

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