How to check for Premium Bonds (2024)

FAQs

How do I find out if my Premium Bonds are worth anything? ›

Just log in to view your prize history, or use our prize checker to see if you have any prizes you don't know about yet. Or you can write to us asking for your prize history. Remember to include your name, address and NS&I number (or Premium Bonds holder's number).

Are my old Premium Bonds still valid? Yes. As long as you haven't cashed your Bonds in, they're still valid and they're still being entered into our monthly prize draws.

The difference between the bond's current price (or carrying value) and the bond's face value is the premium of the bond. For example, a bond that has a face value of $1,000 but is sold for $1,050 has a $50 premium.

Thousands of Premium Bond holders who opened their accounts more than two decades ago have not yet won a prize, Telegraph analysis has found. More than 460,000 savers invested in government-backed accounts 20 years ago. Of the accounts still open, 44,900 have yet to win even £25, according to NS&I figures.

How to claim Premium Bonds after a death. The Executor can trace and claim Premium Bonds belonging to the deceased either online or by post. If applying by post, they must include a copy of the death certificate and the Will. If applying online, the Executor must complete a bereavement claim form.

Premium Bonds

You can cash in all or part of your Bonds at any time. If you're registered to manage your savings online or by phone, simply log in or call us.

The present value of a bond is calculated by discounting the bond's future cash payments by the current market interest rate. In other words, the present value of a bond is the total of: The present value of the semiannual interest payments, PLUS. The present value of the principal payment on the date the bond matures.

Using light, ERNIE 5 generates random numbers that are matched against eligible Bond numbers to determine the lucky winners. And because it's random, every Bond number, whether it has 8, 9, 10 or 11 digits, has a separate and equal chance of winning a prize.

If you can't find your holder's number or account number, you can phone NS&I on 08085 007 007 or write and ask for a replacement bond record to be sent to you. Give as much detail as you can about your past addresses, where and when you bought the Premium Bonds and how much they might be worth.

The consistent winners are the 1.16 million people who have the maximum £50,000. They hold almost half of all premium bonds and, at current odds of 21,000:1, can expect a monthly stream of tax-free prizes: two a month and three almost every other month, 28 or 29 a year totaling £1,860.

Is it worth putting $50,000 into premium bonds? ›

The chance of winning the £1 million jackpot over the course of a year (or 12 monthly prize draws) is one in 49,563,028 if you have £100 in Premium Bonds. If you have £1,000 invested, the odds of winning are one in 4,954,991. And if you have the maximum £50,000 in bonds, your chances increase to one in 96,839.

While the minimum investment is 25, investing more will increase your chances of winning a prize. 2. Keep your bonds for the long term: The longer you hold your premium bonds, the more chances you have of winning. This is because each bond has a unique number that is entered into the monthly prize draw.

Premium Bonds will always be valid until they are cashed in, so even if you think you may have some from decades ago, it is well worth trying to track them down. Visit nsandi.com/forms and look for the 'Form to track down lost savings'. You can complete this form online or download and print a copy to complete by hand.

The quickest way to find out if you've won a prize is to use our prize checker. It'll show you any prizes you've won this month, anything you've won in the previous six draws, as well as any older prizes that you haven't claimed yet.

The U.S. Treasury keeps a record of each U.S. savings bond's original owner, and offers a partially-complete online listing of those owners' bonds. Using the owner's social security number, you can search for unclaimed U.S. savings bonds, or file a claim for one, by going to the U.S. Treasury's Treasury Hunt webpage.