Usage of credit in the U.S. by race and type of credit | Statista (2024)

In 2021, the usage of credit in the United States differed among ethnicities. Credit cards were the most popular type of credit used by respondents of all races. The share of Asian and White respondents using credit cards was higher compared to other groups. Meanwhile, American or Alaska Natives had the highest usage of personal bank loans.

Usage of credit in the U.S. by race and type of credit | Statista (2024)
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