Oh no! It looks like you want to cancel your GEICO policy. We're certainly sad to see you go, but we're here to make that process easy for you.
How to cancel your car insurance policy.
If you want to cancel your policy, GEICO makes it easy with no cancellation fee*. Just follow the steps below:
- Call (800) 841-1587 to speak with a friendly, licensed agent.
- If prompted to speak to the Interactive Voice Response (IVR), say "cancel insurance policy" and then "auto."
- You may be asked to say your GEICO policy number, so please have that ready.
*North Carolina policies may be subject to a Short Rate premium calculation upon cancellation.
Before you cancel your policy, there are a few things you should consider to be sure it's the best next step.
I'm considering canceling because:
- I've moved, even to another state
- I've changed my marital status
- I've sold my vehicle, it was totaled or is inoperable
- I am putting my car in storage
- I want to combine my policies with one company
- I can't afford car insurance
- I found a cheaper rate
You should consider keeping your GEICO policy if:
Things have changed in your life, like...
- You've moved, even to another state.
Your policy can simply go with you. We offer insurance in all 50 states and in DC. Get a quick quote online for the state you are moving to. Log in to your account, go to the menu, and select "My Policy Details" to start a new quote.
- You had a change in marital status.
Just add or remove your spouse or partner. By doing either, you could qualify for additional discounts. If you're getting married and they own their own vehicle, you could see big savings with our Multi-Vehicle Discount. You can conveniently make changes online or in GEICO Mobile.
You won't be driving temporarily, because...
- You've sold your vehicle, it was totaled, or it's inoperable.
If you're going to be without a vehicle for 30 days or less, your GEICO policy could cover you while driving a rental. You'll get to keep your tenure, discounts, and benefits through to your next car. Otherwise, Non-Owner Insurance can provide you with coverage for damage to another car when you borrow or rent a vehicle.
- You are putting your car in storage for more than 30 days.
We offer reduced rate insurance for stored vehicles in case of theft or other damage. Call us at (800) 841-1587 to learn more.
You want to save money or simplify your insurance, because...
- You want other types of policies with one company.
You can easily get a quote for homeowners, renters, and many other types of insurance through the GEICO Insurance Agency. By combining all of your coverages, you may even get a Multi-Policy Discount on your car insurance!
- You can't afford car insurance.
It's possible to pay less for your auto insurance by adding discounts to your policy or adjusting your coverage. You can also log in to your account online, go to the menu, and select "Discounts & Special Offers" to see what additional savings you qualify for. You can also go to "My Policy Details" to edit your coverage.
- You found a cheaper rate somewhere else.
There are a number of discounts available that may result in a cheaper auto insurance premium. Once you've made sure you're getting the maximum discounts with GEICO, be sure you're comparing it to an identical policy from another company—one that has the same coverage, deductibles, and benefits that you have now.
Do any of these seven reasons apply to you? Just call (800) 841-1587 so we can help manage your policy to fit your needs.
We look forward to helping you.
Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. Homeowners, renters and condo coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Multi-Policy Discount available to auto insureds that have purchased a secondary policy through GEICO Insurance Agency, Inc. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. © 2017 GEICO
FAQs
Drivers can cancel a Geico policy by calling (800) 841-1587, and they will receive a full refund for any unused premiums. To cancel your Geico policy, you will need your policy number and the date you want your policy to end. You might also need proof of a new policy if you're switching insurers.
How long do you have before Geico cancels your policy? ›
As long as you pay within 9 days after the due date posted on your bill, you will have coverage in the meantime thanks to Geico's grace period, and you won't even owe a late fee. Geico will send a cancellation notice within 14 days of your bill's original due date.
How do I cancel my insurance immediately? ›
Depending on your insurance company's rules, there are a variety of ways to cancel your policy. Call your provider. Most major companies simply ask that policyholders speak with an insurance agent to cancel. The phone number likely will be found on your insurance card, as well as on the company's website or app.
Can Geico cancel my policy without telling me? ›
States typically require insurance companies to provide a 30-day notice of cancellation to the policyholder before the cancellation date. State insurance commissions are formed to protect the consumer and ensure that insurance companies are solvent and honor their promises, such as paying claims.
Does GEICO charge to cancel at anytime? ›
If you want to cancel your policy, GEICO makes it easy with no cancellation fee*. Just follow the steps below: Call (800) 841-1587 to speak with a friendly, licensed agent. If prompted to speak to the Interactive Voice Response (IVR), say "cancel insurance policy" and then "auto."
Why won t GEICO let me cancel policy online? ›
To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. Customers cannot cancel their policies online or through the Geico mobile app. You may cancel your Geico insurance policy at any time.
Do I need to cancel my car insurance before switching? ›
Your new insurance company can provide proof of insurance to your old company if necessary, but they generally aren't authorized to cancel a policy with another insurer on your behalf. After you purchase a new policy, you should immediately contact your former insurer and cancel your old policy.
Is it hard to cancel car insurance? ›
The easiest way to cancel your car insurance is to call your insurance company or agent. In many cases, a phone call is enough to cancel your policy or stop insurance renewal. However, some insurance companies may require you to pay a cancellation fee and sign an insurance cancellation form or letter.
How hard is it to cancel insurance? ›
Some insurance companies permit you to cancel right over the phone or online. Other insurers may require written notification or a signed document. Generally, insurers will refund you the money for the unused portion of your policy, assuming you paid in advance.
What is a good reason to cancel insurance? ›
If you decide to cancel coverage, make sure to take the proper steps to ensure that you don't have a gap in coverage. Reasons you may decide to cancel car insurance include finding cheaper rates with another insurer, moving to a new state or even having an unpleasant experience with your current insurance company.
Let's say your vehicle is damaged due to another driver's negligence. Once GEICO settles your claim, we'll likely seek to recover your deductible, as well as the amount we paid, from the negligent party or that party's insurance company.
Can I reinstate my GEICO policy after cancellation? ›
If your insurer agrees to reinstate your car insurance policy after it's been canceled, you will need to pay any outstanding premiums and other fees. You may also need to sign a no-loss statement. If your company won't reinstate your auto policy, you'll need to purchase a new one so you can get back on the road.
Can we cancel insurance policy online? ›
Steps on how to cancel a health insurance policy
Inform the support team of your health insurer of your desire to end the health insurance policy. Send your insurer a written policy cancellation request either online or offline. The written request must contain your policy details and the reason for cancellation.
Can I cancel my auto policy online? ›
Some insurance companies permit you to cancel right over the phone or online. Other insurers may require written notification or a signed document. Generally, insurers will refund you the money for the unused portion of your policy, assuming you paid in advance.
Can I cancel my insurance policy any time? ›
Most providers allow policyholders to cancel their policies at any time. However, some may impose a waiting period before the cancellation goes into effect. This period could be as long as 30 days or more and is intended to prevent insurance gaps for drivers and loss of premiums for insurance companies.
