For Financial Institutions — TreasuryDirect (2024)

FAQs

Is TreasuryDirect a legitimate company? ›

About TreasuryDirect.gov

TreasuryDirect.gov is the one and only place to buy and redeem U.S. savings bonds and other securities directly from the U.S. Treasury!

What is TreasuryDirect? TreasuryDirect is a Web-based system that allows investors to establish accounts to purchase, hold, and conduct transactions in Treasury securities online.

Financial institutions now have the option to not cash savings bonds for both non-customers or new customers. Our Secret Service partners recommend that a customer be established for 12 months before cashing bonds at a financial institution.

Who may certify signatures in the U.S. We require the notary public's seal or stamp. We require the institution's seal or signature guarantee stamp. If the institution is an authorized paying agent for U.S. Savings Bonds, we require a legible imprint of the paying agent's stamp.

Securities purchased through TreasuryDirect cannot be sold in the secondary market before they mature. This lack of liquidity could be a disadvantage for investors who may need to access their investment capital before the securities' maturity.

TreasuryDirect is free. There are no fees, no matter how much or how little you invest. You may hold both savings bonds and Treasury marketable securities in TreasuryDirect. Your securities in TreasuryDirect are electronic, so you don't have to worry about them getting lost, stolen, or damaged.

Information dealing with the purchase, redemption, replacement, forms, and valuation of Treasury savings bonds and securities is located on the TreasuryDirect.gov website which is managed by the Bureau of the Fiscal Service.

TreasuryDirect is a website run by the Bureau of the Fiscal Service under the United States Department of the Treasury that allows US individual investors to purchase treasury securities, such as savings bonds, directly from the US government.

To help guard your privacy, our site uses data encryption - the Secure Sockets Layer (SSL) protocol - to protect sensitive Web pages. If a Web page has an address that begins with "https://" rather than "http://" then it uses encryption.

Another reason to contact your financial institution before heading to a branch is that some banks may not cash all types of bonds.

How much is a $100 savings bond worth after 20 years? ›

You just bought a security from the U.S. Treasury. Securities are generally issued to your account within two business days of the purchase date for savings bonds or within one week of the auction date for Bills, Notes, Bonds, FRNs, and TIPS.

To do so, you must fill out Form 5444 , which is designed to prevent fraud when opening the online TreasuryDirect account. The process involves going to go to a bank or credit union to get a seal or stamp of a notary or a "signature guaranteed" seal or stamp to verify your identity.

You fund your TreasuryDirect account through your bank account or by payroll deduction. Securities you buy in TreasuryDirect are electronic, not paper. If you hold savings bonds in paper form, you can convert them to electronic securities in TreasuryDirect.

That happens when you use an address that is not on your bank account, or transpose an account number. The Treasury is very stick about this. You can try to call them early in the morning at 844-284-2676 to find out exactly what the problem is. Otherwise you have to file that 5444 form.

Your privacy is of the highest concern to us at the Bureau of the Fiscal Service. To help guard your privacy, our site uses data encryption - the Secure Sockets Layer (SSL) protocol - to protect sensitive Web pages.

Re: How secure do you think Treasury Direct is? It's so secure, even legit account owners are locked out. I believe someone would need to have access to both TD and your bank account to get money out.

TreasuryDirect is the online platform through which investors can purchase federal government securities directly from the U.S. Treasury.

Information dealing with the purchase, redemption, replacement, forms, and valuation of Treasury savings bonds and securities is located on the TreasuryDirect.gov website which is managed by the Bureau of the Fiscal Service.