30 Year Treasury Rate Market Daily Trends: H.15 Selected Interest Rates (2024)

FAQs

What is the 30 year treasury rate daily? ›

30 Year Treasury Rate is at 4.47%, compared to 4.53% the previous market day and 3.94% last year. This is lower than the long term average of 4.74%.

Basic Info. 10 Year Treasury Rate is at 4.28%, compared to 4.20% the previous market day and 3.77% last year. This is higher than the long term average of 4.25%.

There are a number of economic factors that impact Treasury yields, such as interest rates, inflation, and economic growth. All of these factors tend to influence each other as well.

The United States 30 Years Government Bond Yield is expected to be 4.552% by the end of September 2024. Video Player is loading. It would mean an increase of 15.5 bp, if compared to last quotation (4.397%, last update 18 Jun 2024 14:15 GMT+0).

When you purchase a Treasury bond, you are loaning money to the U.S. federal government. Treasury bonds are a low-risk investment that pays a fixed return every six months and offers tax advantages. 20-year Treasury bonds are currently paying 4.500% and 30-year bonds are paying 4.6250%.

When rates go up, bond prices typically go down, and when interest rates decline, bond prices typically rise. This is a fundamental principle of bond investing, which leaves investors exposed to interest rate risk—the risk that an investment's value will fluctuate due to changes in interest rates.

If you're saving for a goal less than a year away: If you're saving money for a goal with a short-time horizon, T-bills can make more sense than CDs. They provide a higher APY than savings accounts, and they're more liquid than CDs.

Today's national mortgage interest rate trends

If you're looking to refinance, today's average 30-year fixed refinance interest rate is 7.01%, down 7 basis points over the last seven days. In addition, the national 15-year fixed refinance interest rate is 6.50%, down 12 basis points over the last seven days.

We sell Treasury Bonds for a term of either 20 or 30 years. Bonds pay a fixed rate of interest every six months until they mature. You can hold a bond until it matures or sell it before it matures.

How much is a $100 savings bond worth after 30 years? ›

There are two common ways to buy individual Treasury securities: From TreasuryDirect, the official U.S. Department of the Treasury website for managing Treasury bonds, or from your online broker.

Should I only buy bonds when interest rates are high? There are advantages to purchasing bonds after interest rates have risen. Along with generating a larger income stream, such bonds may be subject to less interest rate risk, as there may be a reduced chance of rates moving significantly higher from current levels.

Bond yields have shot higher since March 2022, when the Federal Reserve began raising interest rates. The 10-year Treasury yield has soared to 4.67% Friday (April 26) from 1.72% Feb. 27, 2022. It even hit a 16-year high of 5% last October.

Interest income from Treasury securities is subject to federal income tax but exempt from state and local taxes. Income from Treasury bills is paid at maturity and, thus, tax-reportable in the year in which it is received.